on credit

A woman who owed thousands of pounds on credit cards, catalogues and utility bills has praised staff at a money advice service for helping her to wipe her personal debts free of charge.

She ran up large debts on credit cards in her parents' names and after their deaths she continued to spend their pensions.

Average interest rates on credit cards have been running at more than 21% this year, according to Fed data.

Others placed the treatment on credit cards.

They have an effect on credit worthiness, they have an effect on liquidity, they have an effect on a lot of things.